How Much Should You Pay for Senior Health Care in Chicago?

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Chicago Senuor Health Care

Senior healthcare expenses in Illinois will vary based on where you live in the state, although monthly and hourly rates in Chicago are the most expensive. For instance, home health care in Chicago may cost up to $25.25 per hour. It’s better to consider suburban areas near the city for senior home healthcare services. In Elmhurst, the price may be on par with the state’s average of $23.50 per hour.

Prices by Region

Assisted living in the state costs an average of $4,070 per month, but prices in Chicago may reach up to $6,270. Monthly rates in Peoria, Decatur, Champaign-Urbana, and Marion-Carbondale are the most affordable at an average of $3,270.

Surprisingly, adult day care in Chicago is among the least expensive with average prices ranging between $53 and $75 per day. The average daily rate in the state costs at least $71. If your insurer doesn’t cover any of these services, you may inquire if you are eligible for funding assistance from the Illinois Medicaid-Medicare Alignment Initiative. This program lets seniors have different services under a single plan.

Free Counseling

Seniors who are considering new healthcare policies during the open enrollment period should know that they are qualified for free counseling assistance if they are already eligible for Medicare. The Illinois Department on Aging’s Senior Health Insurance Program (SHIP) advised senior citizens to take advantage of the free service. This will help them in their decision for choosing the right type of insurance. Remember that SHIP isn’t connected with any insurer, so there won’t be any bias on which plan is the best choice for you.

Senior healthcare rates are generally more expensive in the city than in suburban areas, not only in Illinois but in the entire U.S. When choosing a senior care provider, ask about their matching and assessment process for selecting the right caregiver for clients.